I got a Pockit card just for Aliexpress. It cost me 99p to get it, it costs me nothing to top it up from my bank account, it costs me nothing to shop on line or in store. They would charge me if I withdrew cash but I don't. I presume the people selling me stuff foot the bill.

I think I have £46 in it at the moment so that is all it will pay out. Makes me feel all warm and safe.