That table does make things a bit clearer, and does mean I could probably still sneak by with the personal license, as I do make use of the simulation occasionally, and it'll save the hassle of jumping through the hoops for the startup license.

The only projects I've got in F360 are all either machine modification related, or personal projects.
All my business stuff is either done in CamBam, or manually, as I like to keep close tabs on where my money making data is kept!