history shows that true altruism is a rare beast (with the possible exception of Tim Berners-Lee who made nothing from the 'Web', but got a knighthood eventually)

I have to agree that while regulation is a good thing in moderation, there comes a point where people have to be left to make their own choices (I am a great believer in Darwinism!) and if they are too stupid to get it right, well thats life as they say! How far do you need to go to protect the idiots against themselves at the expense of the sensibly minded?